Call reports 2018
BHM BANK — 2018
What BHM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 34,916,000 | 30,535,000 | 27,122,000 | 23,879,000 |
| Total loans | 26,955,000 | 18,968,000 | 16,658,000 | 14,919,000 |
| Allowance for loan losses | 419,000 | 422,000 | 426,000 | 339,000 |
| Securities available for sale | 659,000 | 631,000 | 615,000 | 612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,961,000 | 19,170,000 | 18,275,000 | 17,497,000 |
| Interest-bearing deposits | 18,687,000 | 16,501,000 | 15,938,000 | 15,618,000 |
| Noninterest-bearing deposits | 3,274,000 | 2,669,000 | 2,337,000 | 1,879,000 |
| Equity capital | 5,982,000 | 5,099,000 | 4,847,000 | 4,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 754,000 | 1,046,000 | 1,310,000 |
| Interest expense | 82,000 | 166,000 | 241,000 | 309,000 |
| Net interest income | 315,000 | 588,000 | 805,000 | 1,001,000 |
| Noninterest income | 57,000 | -677,000 | -774,000 | -814,000 |
| Noninterest expense | 385,000 | 806,000 | 1,177,000 | 1,634,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | -895,000 | -1,146,000 | -1,447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -895,000 | -1,146,000 | -1,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,932,000 | 5,051,000 | 4,800,000 | 4,498,000 |
| Total capital | 6,331,000 | 5,349,000 | 5,054,000 | 4,736,000 |
| Risk-weighted assets | 31,874,000 | 23,766,000 | 20,205,000 | 18,943,000 |