Call reports 2017
BHM BANK — 2017
What BHM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 35,577,000 | 36,366,000 | 35,169,000 | 35,328,000 |
| Total loans | 27,768,000 | 27,424,000 | 26,221,000 | 26,322,000 |
| Allowance for loan losses | 443,000 | 473,000 | 475,000 | 391,000 |
| Securities available for sale | 317,000 | 276,000 | 731,000 | 693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,761,000 | 24,503,000 | 22,944,000 | 22,346,000 |
| Interest-bearing deposits | 22,820,000 | 20,783,000 | 20,215,000 | 19,020,000 |
| Noninterest-bearing deposits | 3,941,000 | 3,720,000 | 2,729,000 | 3,326,000 |
| Equity capital | 5,887,000 | 5,911,000 | 5,959,000 | 6,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 819,000 | 1,233,000 | 1,631,000 |
| Interest expense | 71,000 | 145,000 | 228,000 | 311,000 |
| Net interest income | 340,000 | 674,000 | 1,005,000 | 1,320,000 |
| Noninterest income | 113,000 | 190,000 | 289,000 | 388,000 |
| Noninterest expense | 417,000 | 805,000 | 1,184,000 | 1,552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 59,000 | 110,000 | 156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 59,000 | 110,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,826,000 | 5,850,000 | 5,900,000 | 5,945,000 |
| Total capital | 6,229,000 | 6,258,000 | 6,288,000 | 6,336,000 |
| Risk-weighted assets | 32,196,000 | 32,471,000 | 30,958,000 | 31,489,000 |