Call reports 2016
BHM BANK — 2016
What BHM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,170,000 | 35,220,000 | 36,266,000 | 38,357,000 |
| Total loans | 24,219,000 | 24,964,000 | 26,258,000 | 27,531,000 |
| Allowance for loan losses | 488,000 | 490,000 | 439,000 | 442,000 |
| Securities available for sale | 1,441,000 | 1,333,000 | 1,216,000 | 359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,435,000 | 29,459,000 | 30,386,000 | 30,674,000 |
| Interest-bearing deposits | 25,266,000 | 26,563,000 | 27,298,000 | 26,011,000 |
| Noninterest-bearing deposits | 3,169,000 | 2,896,000 | 3,088,000 | 4,663,000 |
| Equity capital | 5,617,000 | 5,629,000 | 5,739,000 | 5,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 781,000 | 1,187,000 | 1,592,000 |
| Interest expense | 69,000 | 141,000 | 216,000 | 291,000 |
| Net interest income | 317,000 | 640,000 | 971,000 | 1,301,000 |
| Noninterest income | 84,000 | 168,000 | 339,000 | 539,000 |
| Noninterest expense | 388,000 | 781,000 | 1,166,000 | 1,532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 27,000 | 144,000 | 308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 27,000 | 144,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,493,000 | 5,507,000 | 5,625,000 | 5,789,000 |
| Total capital | 5,861,000 | 5,876,000 | 6,008,000 | 6,191,000 |
| Risk-weighted assets | 29,375,000 | 29,412,000 | 30,654,000 | 32,092,000 |