Call reports 2001
BHM BANK — 2001
What BHM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,288,000 | 26,332,000 | 36,489,000 | 35,000,000 |
| Total loans | 14,229,000 | 16,557,000 | 19,641,000 | 16,669,000 |
| Allowance for loan losses | 140,000 | 170,000 | 200,000 | 220,000 |
| Securities available for sale | 5,171,000 | 4,986,000 | 5,303,000 | 5,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,670,000 | 16,599,000 | 26,599,000 | 25,023,000 |
| Interest-bearing deposits | 12,466,000 | 15,293,000 | 17,550,000 | 23,781,000 |
| Noninterest-bearing deposits | 1,204,000 | 1,306,000 | 9,049,000 | 1,242,000 |
| Equity capital | 9,574,000 | 9,671,000 | 9,818,000 | 9,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 1,029,000 | 1,625,000 | 2,246,000 |
| Interest expense | 103,000 | 261,000 | 436,000 | 615,000 |
| Net interest income | 371,000 | 768,000 | 1,189,000 | 1,631,000 |
| Noninterest income | 36,000 | 74,000 | 103,000 | 137,000 |
| Noninterest expense | 299,000 | 601,000 | 920,000 | 1,242,000 |
| Provision for loan losses | 35,000 | 65,000 | 95,000 | 115,000 |
| Pretax income | 85,000 | 188,000 | 289,000 | 423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 188,000 | 289,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,601,000 | 9,703,000 | 9,805,000 | 9,940,000 |
| Total capital | 9,741,000 | 9,873,000 | 10,005,000 | 10,160,000 |
| Risk-weighted assets | 15,583,000 | 17,144,000 | 22,018,000 | 20,468,000 |