Call reports 2025
HARBORONE BANK — 2025
What HARBORONE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 5,706,465,000 | 5,611,762,000 | 5,627,193,000 |
| Total loans | 4,840,337,000 | 4,756,323,000 | 4,789,024,000 |
| Allowance for loan losses | 49,323,000 | 47,964,000 | 50,259,000 |
| Securities available for sale | 265,644,000 | 287,266,000 | 286,171,000 |
| Securities held to maturity | 19,211,000 | 19,212,000 | 14,139,000 |
| Trading assets | 18,850,000 | 17,294,000 | 16,686,000 |
| Total deposits | 4,642,972,000 | 4,518,036,000 | 4,459,068,000 |
| Interest-bearing deposits | 3,939,276,000 | 3,804,258,000 | 3,730,536,000 |
| Noninterest-bearing deposits | 703,696,000 | 713,778,000 | 728,532,000 |
| Equity capital | 538,890,000 | 540,468,000 | 544,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 64,522,000 | 130,259,000 | 195,094,000 |
| Interest expense | 32,975,000 | 65,363,000 | 97,169,000 |
| Net interest income | 31,547,000 | 64,896,000 | 97,925,000 |
| Noninterest income | 10,244,000 | 22,692,000 | 36,145,000 |
| Noninterest expense | 33,125,000 | 66,498,000 | 99,084,000 |
| Provision for loan losses | 1,891,000 | 2,246,000 | 10,711,000 |
| Pretax income | 7,281,000 | 18,966,000 | 24,859,000 |
| Income tax | 1,667,000 | 4,521,000 | 6,040,000 |
| Net income | 5,614,000 | 14,445,000 | 18,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 525,104,000 | 525,362,000 | 525,942,000 |
| Total capital | 577,427,000 | 576,710,000 | 579,124,000 |
| Risk-weighted assets | 4,738,918,000 | 4,632,636,000 | 4,639,688,000 |