Call reports 2024
HARBORONE BANK — 2024
What HARBORONE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 5,864,433,000 | 5,789,459,000 | 5,778,311,000 | 5,754,704,000 |
| Total loans | 4,793,120,000 | 4,881,046,000 | 4,907,970,000 | 4,889,267,000 |
| Allowance for loan losses | 48,185,000 | 49,139,000 | 54,004,000 | 56,101,000 |
| Securities available for sale | 291,008,000 | 269,078,000 | 276,817,000 | 263,904,000 |
| Securities held to maturity | 19,724,000 | 19,725,000 | 19,625,000 | 19,627,000 |
| Trading assets | 25,365,000 | 25,128,000 | 20,697,000 | 23,021,000 |
| Total deposits | 4,432,193,000 | 4,488,937,000 | 4,562,100,000 | 4,575,127,000 |
| Interest-bearing deposits | 3,760,990,000 | 3,805,114,000 | 3,848,680,000 | 3,884,470,000 |
| Noninterest-bearing deposits | 671,203,000 | 683,823,000 | 713,420,000 | 690,657,000 |
| Equity capital | 526,263,000 | 531,758,000 | 542,381,000 | 537,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 67,004,000 | 135,073,000 | 204,226,000 | 271,847,000 |
| Interest expense | 36,338,000 | 72,952,000 | 110,101,000 | 145,797,000 |
| Net interest income | 30,666,000 | 62,121,000 | 94,125,000 | 126,050,000 |
| Noninterest income | 10,990,000 | 24,226,000 | 35,126,000 | 49,065,000 |
| Noninterest expense | 32,065,000 | 65,518,000 | 98,323,000 | 131,594,000 |
| Provision for loan losses | 338,000 | 1,487,000 | 6,535,000 | 8,689,000 |
| Pretax income | 9,759,000 | 19,341,000 | 23,537,000 | 34,203,000 |
| Income tax | 2,446,000 | 4,680,000 | 5,020,000 | 6,714,000 |
| Net income | 7,313,000 | 14,661,000 | 18,517,000 | 27,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 514,878,000 | 519,928,000 | 521,660,000 | 528,185,000 |
| Total capital | 566,476,000 | 571,946,000 | 579,398,000 | 587,792,000 |
| Risk-weighted assets | 4,727,354,000 | 4,820,101,000 | 4,825,030,000 | 4,796,586,000 |