Call reports 2022
HARBORONE BANK — 2022
What HARBORONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,595,037,000 | 4,708,763,000 | 4,991,626,000 | 5,362,221,000 |
| Total loans | 3,763,040,000 | 3,943,628,000 | 4,216,159,000 | 4,568,214,000 |
| Allowance for loan losses | 41,765,000 | 43,560,000 | 44,621,000 | 45,236,000 |
| Securities available for sale | 361,529,000 | 334,398,000 | 304,852,000 | 301,149,000 |
| Securities held to maturity | 0 | 10,000,000 | 15,000,000 | 19,949,000 |
| Trading assets | 11,405,000 | 15,894,000 | 29,243,000 | 28,525,000 |
| Total deposits | 3,880,004,000 | 3,947,843,000 | 3,971,061,000 | 4,276,090,000 |
| Interest-bearing deposits | 3,113,076,000 | 3,176,150,000 | 3,178,414,000 | 3,518,237,000 |
| Noninterest-bearing deposits | 766,928,000 | 771,693,000 | 792,647,000 | 757,853,000 |
| Equity capital | 547,961,000 | 542,246,000 | 540,030,000 | 549,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 35,659,000 | 75,684,000 | 120,375,000 | 172,511,000 |
| Interest expense | 1,823,000 | 4,024,000 | 8,770,000 | 21,008,000 |
| Net interest income | 33,836,000 | 71,660,000 | 111,605,000 | 151,503,000 |
| Noninterest income | 19,477,000 | 33,736,000 | 48,175,000 | 58,214,000 |
| Noninterest expense | 35,064,000 | 69,759,000 | 104,406,000 | 138,962,000 |
| Provision for loan losses | 429,000 | 1,720,000 | 1,982,000 | 4,664,000 |
| Pretax income | 17,911,000 | 32,753,000 | 51,822,000 | 65,095,000 |
| Income tax | 5,098,000 | 9,198,000 | 14,050,000 | 16,867,000 |
| Net income | 12,813,000 | 23,555,000 | 37,772,000 | 48,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 495,084,000 | 504,759,000 | 517,126,000 | 525,522,000 |
| Total capital | 540,690,000 | 553,415,000 | 567,249,000 | 575,686,000 |
| Risk-weighted assets | 3,890,706,000 | 4,059,602,000 | 4,395,854,000 | 4,632,148,000 |