Call reports 2021
HARBORONE BANK — 2021
What HARBORONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,611,118,000 | 4,620,692,000 | 4,570,043,000 | 4,471,982,000 |
| Total loans | 3,671,973,000 | 3,523,623,000 | 3,534,796,000 | 3,653,375,000 |
| Allowance for loan losses | 55,384,000 | 51,273,000 | 47,988,000 | 45,377,000 |
| Securities available for sale | 304,168,000 | 353,848,000 | 390,552,000 | 394,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 22,552,000 | 26,370,000 | 22,506,000 | 18,874,000 |
| Total deposits | 3,784,880,000 | 3,788,117,000 | 3,755,688,000 | 3,737,214,000 |
| Interest-bearing deposits | 3,011,776,000 | 2,996,209,000 | 3,001,721,000 | 2,997,375,000 |
| Noninterest-bearing deposits | 773,104,000 | 791,908,000 | 753,967,000 | 739,839,000 |
| Equity capital | 600,931,000 | 618,454,000 | 630,969,000 | 555,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 35,820,000 | 71,736,000 | 107,530,000 | 143,928,000 |
| Interest expense | 3,350,000 | 6,247,000 | 8,769,000 | 10,640,000 |
| Net interest income | 32,470,000 | 65,489,000 | 98,761,000 | 133,288,000 |
| Noninterest income | 37,918,000 | 59,969,000 | 82,332,000 | 102,075,000 |
| Noninterest expense | 42,600,000 | 81,207,000 | 120,744,000 | 159,234,000 |
| Provision for loan losses | 91,000 | -4,195,000 | -5,822,000 | -7,258,000 |
| Pretax income | 27,697,000 | 48,446,000 | 66,412,000 | 83,628,000 |
| Income tax | 7,769,000 | 13,645,000 | 18,779,000 | 22,502,000 |
| Net income | 19,928,000 | 34,801,000 | 47,633,000 | 61,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 528,351,000 | 545,120,000 | 559,819,000 | 485,238,000 |
| Total capital | 572,480,000 | 588,878,000 | 604,357,000 | 530,615,000 |
| Risk-weighted assets | 3,519,070,000 | 3,493,178,000 | 3,559,598,000 | 3,703,559,000 |