Call reports 2020
HARBORONE BANK — 2020
What HARBORONE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,981,223,000 | 4,472,296,000 | 4,432,932,000 | 4,486,533,000 |
| Total loans | 3,302,185,000 | 3,632,920,000 | 3,706,204,000 | 3,703,254,000 |
| Allowance for loan losses | 26,389,000 | 36,107,000 | 49,223,000 | 55,395,000 |
| Securities available for sale | 249,789,000 | 262,710,000 | 280,308,000 | 276,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 43,278,000 | 46,855,000 | 44,636,000 | 39,320,000 |
| Total deposits | 3,034,032,000 | 3,453,200,000 | 3,506,440,000 | 3,632,109,000 |
| Interest-bearing deposits | 2,597,843,000 | 2,831,725,000 | 2,859,452,000 | 2,946,246,000 |
| Noninterest-bearing deposits | 436,189,000 | 621,475,000 | 646,988,000 | 685,863,000 |
| Equity capital | 538,618,000 | 549,742,000 | 561,570,000 | 581,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 36,610,000 | 73,132,000 | 110,111,000 | 147,801,000 |
| Interest expense | 9,946,000 | 16,672,000 | 22,121,000 | 26,656,000 |
| Net interest income | 26,664,000 | 56,460,000 | 87,990,000 | 121,145,000 |
| Noninterest income | 16,228,000 | 54,757,000 | 99,121,000 | 136,282,000 |
| Noninterest expense | 34,854,000 | 78,162,000 | 123,453,000 | 164,575,000 |
| Provision for loan losses | 3,749,000 | 13,753,000 | 27,207,000 | 34,815,000 |
| Pretax income | 6,814,000 | 21,835,000 | 38,984,000 | 60,570,000 |
| Income tax | 1,840,000 | 5,745,000 | 10,865,000 | 13,491,000 |
| Net income | 4,974,000 | 16,090,000 | 28,119,000 | 47,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 460,475,000 | 473,288,000 | 486,565,000 | 506,822,000 |
| Total capital | 486,864,000 | 509,395,000 | 530,508,000 | 550,875,000 |
| Risk-weighted assets | 3,201,821,000 | 3,410,571,000 | 3,510,183,000 | 3,512,913,000 |