Call reports 2019
HARBORONE BANK — 2019
What HARBORONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,658,257,000 | 3,740,401,000 | 3,818,755,000 | 3,927,983,000 |
| Total loans | 3,032,978,000 | 3,150,591,000 | 3,214,385,000 | 3,282,110,000 |
| Allowance for loan losses | 21,282,000 | 22,261,000 | 23,044,000 | 24,060,000 |
| Securities available for sale | 219,966,000 | 202,457,000 | 204,132,000 | 239,473,000 |
| Securities held to maturity | 41,104,000 | 34,752,000 | 27,099,000 | 26,372,000 |
| Trading assets | 6,222,000 | 13,569,000 | 20,103,000 | 15,092,000 |
| Total deposits | 2,868,094,000 | 2,981,230,000 | 2,932,304,000 | 2,949,729,000 |
| Interest-bearing deposits | 2,424,077,000 | 2,536,484,000 | 2,492,478,000 | 2,547,377,000 |
| Noninterest-bearing deposits | 444,017,000 | 444,746,000 | 439,826,000 | 402,352,000 |
| Equity capital | 376,722,000 | 385,059,000 | 522,949,000 | 529,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 36,978,000 | 75,140,000 | 114,397,000 | 153,429,000 |
| Interest expense | 10,525,000 | 21,573,000 | 32,795,000 | 43,659,000 |
| Net interest income | 26,453,000 | 53,567,000 | 81,602,000 | 109,770,000 |
| Noninterest income | 9,838,000 | 24,242,000 | 41,358,000 | 59,411,000 |
| Noninterest expense | 32,139,000 | 66,147,000 | 101,594,000 | 139,823,000 |
| Provision for loan losses | 857,000 | 2,607,000 | 3,496,000 | 4,747,000 |
| Pretax income | 3,295,000 | 10,322,000 | 19,214,000 | 25,955,000 |
| Income tax | 601,000 | 1,821,000 | 3,010,000 | 4,943,000 |
| Net income | 2,694,000 | 8,501,000 | 16,204,000 | 21,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 301,320,000 | 308,788,000 | 446,714,000 | 453,707,000 |
| Total capital | 322,602,000 | 331,049,000 | 469,758,000 | 477,767,000 |
| Risk-weighted assets | 2,902,433,000 | 2,985,383,000 | 3,045,849,000 | 3,156,635,000 |