Call reports 2018
HARBORONE BANK — 2018
What HARBORONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,696,517,000 | 2,812,381,000 | 2,853,688,000 | 3,656,684,000 |
| Total loans | 2,267,231,000 | 2,371,673,000 | 2,379,091,000 | 3,027,614,000 |
| Allowance for loan losses | 18,863,000 | 19,244,000 | 19,440,000 | 20,655,000 |
| Securities available for sale | 182,173,000 | 185,701,000 | 191,847,000 | 209,293,000 |
| Securities held to maturity | 46,095,000 | 48,251,000 | 47,370,000 | 44,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,162,641,000 | 2,210,236,000 | 2,297,998,000 | 2,707,348,000 |
| Interest-bearing deposits | 1,873,365,000 | 1,916,494,000 | 2,000,244,000 | 2,290,339,000 |
| Noninterest-bearing deposits | 289,276,000 | 293,742,000 | 297,754,000 | 417,009,000 |
| Equity capital | 264,200,000 | 267,791,000 | 273,352,000 | 370,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 24,602,000 | 50,782,000 | 78,504,000 | 115,307,000 |
| Interest expense | 4,608,000 | 10,010,000 | 16,606,000 | 26,200,000 |
| Net interest income | 19,994,000 | 40,772,000 | 61,898,000 | 89,107,000 |
| Noninterest income | 11,213,000 | 23,607,000 | 37,286,000 | 48,865,000 |
| Noninterest expense | 26,979,000 | 54,844,000 | 81,764,000 | 117,508,000 |
| Provision for loan losses | 808,000 | 1,694,000 | 2,326,000 | 3,828,000 |
| Pretax income | 3,420,000 | 7,841,000 | 15,094,000 | 16,641,000 |
| Income tax | 914,000 | 1,963,000 | 2,923,000 | 3,201,000 |
| Net income | 2,506,000 | 5,878,000 | 12,171,000 | 13,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 253,086,000 | 257,779,000 | 264,502,000 | 296,738,000 |
| Total capital | 271,949,000 | 277,023,000 | 283,942,000 | 317,393,000 |
| Risk-weighted assets | 2,233,442,000 | 2,339,409,000 | 2,333,055,000 | 2,872,221,000 |