Call reports 2017
HARBORONE BANK — 2017
What HARBORONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,566,995,000 | 2,568,236,000 | 2,593,663,000 | 2,650,012,000 |
| Total loans | 2,116,066,000 | 2,188,465,000 | 2,218,664,000 | 2,254,388,000 |
| Allowance for loan losses | 16,884,000 | 17,181,000 | 17,933,000 | 18,489,000 |
| Securities available for sale | 165,347,000 | 160,795,000 | 166,122,000 | 170,853,000 |
| Securities held to maturity | 46,532,000 | 45,660,000 | 47,752,000 | 46,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,998,364,000 | 2,000,828,000 | 2,012,563,000 | 2,052,500,000 |
| Interest-bearing deposits | 1,669,951,000 | 1,732,757,000 | 1,743,854,000 | 1,787,642,000 |
| Noninterest-bearing deposits | 328,413,000 | 268,071,000 | 268,709,000 | 264,858,000 |
| Equity capital | 249,953,000 | 253,564,000 | 257,181,000 | 262,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 21,075,000 | 43,013,000 | 66,345,000 | 90,061,000 |
| Interest expense | 3,717,000 | 7,445,000 | 11,591,000 | 15,998,000 |
| Net interest income | 17,358,000 | 35,568,000 | 54,754,000 | 74,063,000 |
| Noninterest income | 11,368,000 | 25,441,000 | 39,890,000 | 53,893,000 |
| Noninterest expense | 24,195,000 | 50,829,000 | 78,792,000 | 107,860,000 |
| Provision for loan losses | 265,000 | 735,000 | 1,656,000 | 2,416,000 |
| Pretax income | 4,266,000 | 9,445,000 | 14,196,000 | 17,680,000 |
| Income tax | 1,501,000 | 3,459,000 | 5,243,000 | 6,384,000 |
| Net income | 2,765,000 | 5,986,000 | 8,953,000 | 11,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,397,000 | 240,622,000 | 244,104,000 | 249,532,000 |
| Total capital | 254,281,000 | 257,803,000 | 262,037,000 | 268,021,000 |
| Risk-weighted assets | 2,011,882,000 | 2,072,642,000 | 2,108,533,000 | 2,183,533,000 |