Call reports 2014
HARBORONE BANK — 2014
What HARBORONE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,985,313,000 | 1,969,082,000 | 1,996,360,000 | 2,043,538,000 |
| Total loans | 1,600,272,000 | 1,621,920,000 | 1,632,193,000 | 1,670,136,000 |
| Allowance for loan losses | 13,635,000 | 13,128,000 | 13,415,000 | 13,934,000 |
| Securities available for sale | 140,587,000 | 155,096,000 | 148,242,000 | 148,015,000 |
| Securities held to maturity | 61,194,000 | 60,532,000 | 59,393,000 | 58,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,501,092,000 | 1,502,995,000 | 1,497,943,000 | 1,507,420,000 |
| Interest-bearing deposits | 1,358,457,000 | 1,359,587,000 | 1,353,667,000 | 1,356,237,000 |
| Noninterest-bearing deposits | 142,635,000 | 143,408,000 | 144,276,000 | 151,183,000 |
| Equity capital | 181,225,000 | 182,274,000 | 182,805,000 | 183,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 14,969,000 | 30,130,000 | 45,676,000 | 61,320,000 |
| Interest expense | 4,129,000 | 8,164,000 | 12,067,000 | 15,878,000 |
| Net interest income | 10,840,000 | 21,966,000 | 33,609,000 | 45,442,000 |
| Noninterest income | 3,265,000 | 6,785,000 | 11,117,000 | 15,114,000 |
| Noninterest expense | 13,433,000 | 26,701,000 | 40,921,000 | 54,530,000 |
| Provision for loan losses | 522,000 | 890,000 | 1,595,000 | 2,589,000 |
| Pretax income | 333,000 | 1,334,000 | 2,384,000 | 3,920,000 |
| Income tax | 109,000 | 430,000 | 694,000 | 1,350,000 |
| Net income | 224,000 | 904,000 | 1,690,000 | 2,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,238,000 | 175,471,000 | 177,393,000 | 179,922,000 |
| Total capital | 188,873,000 | 188,599,000 | 190,808,000 | 193,856,000 |
| Risk-weighted assets | 1,371,507,000 | 1,394,387,000 | 1,442,578,000 | 1,481,171,000 |