Call reports 2013
HARBORONE BANK — 2013
What HARBORONE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q3 | 2013Q4 |
|---|---|---|
| Total assets | 1,929,777,000 | 1,958,152,000 |
| Total loans | 1,598,512,000 | 1,608,590,000 |
| Allowance for loan losses | 14,013,000 | 14,529,000 |
| Securities available for sale | 102,794,000 | 135,418,000 |
| Securities held to maturity | 58,169,000 | 57,278,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,364,590,000 | 1,418,466,000 |
| Interest-bearing deposits | 1,231,673,000 | 1,293,692,000 |
| Noninterest-bearing deposits | 132,917,000 | 124,774,000 |
| Equity capital | 180,420,000 | 180,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q3 | 2013Q4 |
|---|---|---|
| Interest income | 44,997,000 | 60,286,000 |
| Interest expense | 12,159,000 | 16,381,000 |
| Net interest income | 32,838,000 | 43,905,000 |
| Noninterest income | 11,555,000 | 15,337,000 |
| Noninterest expense | 41,217,000 | 53,532,000 |
| Provision for loan losses | 970,000 | 2,235,000 |
| Pretax income | 3,000,000 | 4,269,000 |
| Income tax | -3,298,000 | -2,875,000 |
| Net income | 6,298,000 | 7,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q3 | 2013Q4 |
|---|---|---|
| Tier 1 capital | 174,957,000 | 175,306,000 |
| Total capital | 188,970,000 | 189,835,000 |
| Risk-weighted assets | 1,338,394,000 | 1,351,937,000 |