Call reports 2025
AMERISTATE BANK — 2025
What AMERISTATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 447,975,000 | 446,784,000 | 458,519,000 | 467,314,000 |
| Total loans | 314,825,000 | 323,690,000 | 326,016,000 | 335,022,000 |
| Allowance for loan losses | 4,342,000 | 4,371,000 | 4,360,000 | 4,366,000 |
| Securities available for sale | 43,170,000 | 37,292,000 | 37,921,000 | 37,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,697,000 | 397,876,000 | 408,045,000 | 418,724,000 |
| Interest-bearing deposits | 323,248,000 | 323,215,000 | 337,373,000 | 350,766,000 |
| Noninterest-bearing deposits | 76,449,000 | 74,661,000 | 70,672,000 | 67,958,000 |
| Equity capital | 42,937,000 | 43,185,000 | 44,637,000 | 44,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,917,000 | 14,107,000 | 21,540,000 | 28,721,000 |
| Interest expense | 1,866,000 | 3,719,000 | 5,705,000 | 7,626,000 |
| Net interest income | 5,051,000 | 10,388,000 | 15,835,000 | 21,095,000 |
| Noninterest income | 504,000 | 950,000 | 2,042,000 | 2,415,000 |
| Noninterest expense | 4,496,000 | 8,912,000 | 13,481,000 | 17,925,000 |
| Provision for loan losses | 52,000 | 87,000 | 97,000 | 103,000 |
| Pretax income | 1,014,000 | 2,205,000 | 4,132,000 | 5,309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,014,000 | 2,205,000 | 4,132,000 | 5,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,484,000 | 41,814,000 | 42,852,000 | 42,695,000 |
| Total capital | — | 46,000,000 | 47,118,000 | — |
| Risk-weighted assets | — | 343,336,000 | 340,868,000 | — |