Call reports 2024
AMERISTATE BANK — 2024
What AMERISTATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 420,463,000 | 449,983,000 | 429,177,000 | 440,642,000 |
| Total loans | 301,424,000 | 306,766,000 | 306,778,000 | 311,586,000 |
| Allowance for loan losses | 4,597,000 | 4,995,000 | 5,155,000 | 5,020,000 |
| Securities available for sale | 36,041,000 | 38,212,000 | 42,523,000 | 43,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,554,000 | 398,749,000 | 376,923,000 | 389,424,000 |
| Interest-bearing deposits | 300,758,000 | 322,874,000 | 305,420,000 | 317,583,000 |
| Noninterest-bearing deposits | 69,796,000 | 75,875,000 | 71,503,000 | 71,841,000 |
| Equity capital | 40,446,000 | 41,152,000 | 41,947,000 | 41,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,445,000 | 13,314,000 | 20,230,000 | 27,092,000 |
| Interest expense | 1,989,000 | 3,988,000 | 6,096,000 | 8,017,000 |
| Net interest income | 4,456,000 | 9,326,000 | 14,134,000 | 19,075,000 |
| Noninterest income | 1,042,000 | 2,545,000 | 3,253,000 | 3,877,000 |
| Noninterest expense | 4,046,000 | 8,133,000 | 12,251,000 | 16,462,000 |
| Provision for loan losses | 245,000 | 632,000 | 875,000 | 950,000 |
| Pretax income | 1,073,000 | 2,991,000 | 4,209,000 | 5,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,073,000 | 2,991,000 | 4,209,000 | 5,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,534,000 | 40,104,000 | 40,450,000 | 40,468,000 |