Call reports 2023
AMERISTATE BANK — 2023
What AMERISTATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 393,215,000 | 403,641,000 | 401,820,000 | 421,049,000 |
| Total loans | 283,411,000 | 292,010,000 | 299,234,000 | 306,729,000 |
| Allowance for loan losses | 3,960,000 | 4,304,000 | 4,275,000 | 4,355,000 |
| Securities available for sale | 30,283,000 | 33,738,000 | 33,863,000 | 33,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,716,000 | 352,690,000 | 349,878,000 | 366,090,000 |
| Interest-bearing deposits | 275,312,000 | 281,533,000 | 285,814,000 | 300,839,000 |
| Noninterest-bearing deposits | 67,404,000 | 71,157,000 | 64,064,000 | 65,251,000 |
| Equity capital | 35,633,000 | 35,796,000 | 36,269,000 | 39,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,846,000 | 10,473,000 | 16,288,000 | 22,788,000 |
| Interest expense | 884,000 | 2,037,000 | 3,427,000 | 5,212,000 |
| Net interest income | 3,962,000 | 8,436,000 | 12,861,000 | 17,576,000 |
| Noninterest income | 604,000 | 1,354,000 | 1,929,000 | 5,523,000 |
| Noninterest expense | 3,506,000 | 7,055,000 | 10,860,000 | 14,829,000 |
| Provision for loan losses | 0 | 366,000 | 588,000 | 668,000 |
| Pretax income | 1,060,000 | 2,369,000 | 3,174,000 | 7,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,060,000 | 2,369,000 | 3,174,000 | 7,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,408,000 | 35,594,000 | 35,860,000 | 38,458,000 |