Call reports 2022
AMERISTATE BANK — 2022
What AMERISTATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 419,806,000 | 436,184,000 | 389,464,000 | 361,152,000 |
| Total loans | 249,775,000 | 266,459,000 | 270,363,000 | 275,247,000 |
| Allowance for loan losses | 3,251,000 | 3,478,000 | 3,349,000 | 3,931,000 |
| Securities available for sale | 21,261,000 | 30,338,000 | 29,999,000 | 30,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,885,000 | 393,762,000 | 347,955,000 | 318,384,000 |
| Interest-bearing deposits | 298,920,000 | 300,703,000 | 270,310,000 | 234,993,000 |
| Noninterest-bearing deposits | 78,965,000 | 93,059,000 | 77,645,000 | 83,391,000 |
| Equity capital | 35,249,000 | 34,856,000 | 35,140,000 | 34,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,629,000 | 7,853,000 | 12,318,000 | 16,977,000 |
| Interest expense | 246,000 | 478,000 | 777,000 | 1,335,000 |
| Net interest income | 3,383,000 | 7,375,000 | 11,541,000 | 15,642,000 |
| Noninterest income | 890,000 | 1,742,000 | 2,431,000 | 3,698,000 |
| Noninterest expense | 3,219,000 | 6,708,000 | 9,951,000 | 13,787,000 |
| Provision for loan losses | 50,000 | 272,000 | 672,000 | 2,012,000 |
| Pretax income | 1,004,000 | 2,137,000 | 3,349,000 | 3,541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,004,000 | 2,137,000 | 3,349,000 | 3,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,571,000 | 34,570,000 | 35,196,000 | 34,380,000 |
| Total capital | 37,760,000 | 38,037,000 | 38,545,000 | 37,887,000 |
| Risk-weighted assets | 255,100,000 | 277,371,000 | 282,436,000 | 280,139,000 |