Call reports 2021
AMERISTATE BANK — 2021
What AMERISTATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 372,732,000 | 384,636,000 | 402,576,000 | 420,097,000 |
| Total loans | 238,327,000 | 243,652,000 | 240,956,000 | 251,566,000 |
| Allowance for loan losses | 3,831,000 | 4,732,000 | 4,750,000 | 3,328,000 |
| Securities available for sale | 11,737,000 | 15,348,000 | 17,000,000 | 21,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,304,000 | 337,192,000 | 355,161,000 | 373,496,000 |
| Interest-bearing deposits | 259,629,000 | 271,331,000 | 287,701,000 | 309,179,000 |
| Noninterest-bearing deposits | 65,675,000 | 65,861,000 | 67,460,000 | 64,317,000 |
| Equity capital | 34,150,000 | 34,348,000 | 35,177,000 | 34,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,169,000 | 8,731,000 | 12,962,000 | 16,907,000 |
| Interest expense | 430,000 | 815,000 | 1,158,000 | 1,467,000 |
| Net interest income | 3,739,000 | 7,916,000 | 11,804,000 | 15,440,000 |
| Noninterest income | 914,000 | 2,008,000 | 2,856,000 | 4,180,000 |
| Noninterest expense | 2,897,000 | 6,160,000 | 9,501,000 | 13,208,000 |
| Provision for loan losses | 350,000 | 1,184,000 | 1,259,000 | 1,378,000 |
| Pretax income | 1,406,000 | 2,580,000 | 3,900,000 | 5,034,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,406,000 | 2,580,000 | 3,900,000 | 5,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,652,000 | 32,883,000 | 33,682,000 | 33,566,000 |