Call reports 2020
AMERISTATE BANK — 2020
What AMERISTATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 290,687,000 | 317,910,000 | 313,287,000 | 314,454,000 |
| Total loans | 216,241,000 | 218,955,000 | 215,264,000 | 220,261,000 |
| Allowance for loan losses | 3,697,000 | 3,778,000 | 3,700,000 | 3,500,000 |
| Securities available for sale | 6,539,000 | 10,582,000 | 8,668,000 | 8,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,748,000 | 285,307,000 | 273,412,000 | 275,333,000 |
| Interest-bearing deposits | 211,050,000 | 226,382,000 | 211,729,000 | 214,513,000 |
| Noninterest-bearing deposits | 47,698,000 | 58,925,000 | 61,683,000 | 60,820,000 |
| Equity capital | 26,461,000 | 26,784,000 | 31,961,000 | 31,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,680,000 | 7,658,000 | 11,111,000 | 14,462,000 |
| Interest expense | 844,000 | 1,594,000 | 2,185,000 | 2,671,000 |
| Net interest income | 2,836,000 | 6,064,000 | 8,926,000 | 11,791,000 |
| Noninterest income | 1,051,000 | 1,634,000 | 2,241,000 | 3,356,000 |
| Noninterest expense | 2,601,000 | 4,980,000 | 7,622,000 | 10,153,000 |
| Provision for loan losses | 50,000 | 317,000 | 392,000 | 488,000 |
| Pretax income | 1,236,000 | 2,401,000 | 3,153,000 | 4,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,236,000 | 2,401,000 | 3,153,000 | 4,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,436,000 | 26,677,000 | 31,848,000 | 31,801,000 |