Call reports 2019
AMERISTATE BANK — 2019
What AMERISTATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 277,591,000 | 278,746,000 | 277,613,000 | 282,540,000 |
| Total loans | 219,039,000 | 215,301,000 | 218,348,000 | 216,949,000 |
| Allowance for loan losses | 3,505,000 | 3,550,000 | 3,577,000 | 3,718,000 |
| Securities available for sale | 10,531,000 | 8,597,000 | 8,571,000 | 6,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,006,000 | 249,061,000 | 246,726,000 | 252,028,000 |
| Interest-bearing deposits | 209,634,000 | 209,762,000 | 205,860,000 | 210,791,000 |
| Noninterest-bearing deposits | 39,372,000 | 39,299,000 | 40,866,000 | 41,237,000 |
| Equity capital | 23,611,000 | 24,791,000 | 25,615,000 | 25,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,678,000 | 7,353,000 | 11,184,000 | 14,986,000 |
| Interest expense | 880,000 | 1,808,000 | 2,713,000 | 3,632,000 |
| Net interest income | 2,798,000 | 5,545,000 | 8,471,000 | 11,354,000 |
| Noninterest income | 456,000 | 1,291,000 | 2,018,000 | 2,660,000 |
| Noninterest expense | 2,554,000 | 4,951,000 | 7,585,000 | 10,194,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 770,000 |
| Pretax income | 625,000 | 1,735,000 | 2,679,000 | 3,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 625,000 | 1,735,000 | 2,679,000 | 3,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,643,000 | 24,753,000 | 25,565,000 | 25,260,000 |
| Total capital | 26,259,000 | 27,336,000 | 28,184,000 | 27,857,000 |
| Risk-weighted assets | 208,405,000 | 205,668,000 | 208,600,000 | 206,597,000 |