Call reports 2018
AMERISTATE BANK — 2018
What AMERISTATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 272,386,000 | 270,324,000 | 269,482,000 | 270,466,000 |
| Total loans | 221,199,000 | 218,821,000 | 224,593,000 | 221,921,000 |
| Allowance for loan losses | 2,786,000 | 2,887,000 | 2,824,000 | 3,467,000 |
| Securities available for sale | 11,813,000 | 12,242,000 | 12,422,000 | 10,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,724,000 | 241,277,000 | 239,601,000 | 242,792,000 |
| Interest-bearing deposits | 204,425,000 | 202,413,000 | 202,473,000 | 204,620,000 |
| Noninterest-bearing deposits | 38,299,000 | 38,864,000 | 37,128,000 | 38,172,000 |
| Equity capital | 24,552,000 | 24,000,000 | 24,471,000 | 22,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,550,000 | 7,161,000 | 10,906,000 | 14,713,000 |
| Interest expense | 496,000 | 1,097,000 | 1,729,000 | 2,561,000 |
| Net interest income | 3,054,000 | 6,064,000 | 9,177,000 | 12,152,000 |
| Noninterest income | 1,042,000 | 1,934,000 | 2,483,000 | 3,295,000 |
| Noninterest expense | 2,462,000 | 5,088,000 | 7,605,000 | 10,280,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 1,881,000 |
| Pretax income | 1,634,000 | 2,760,000 | 3,905,000 | 3,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,634,000 | 2,760,000 | 3,905,000 | 3,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,651,000 | 24,132,000 | 24,620,000 | 23,018,000 |
| Total capital | 27,280,000 | 26,756,000 | 27,301,000 | 25,663,000 |
| Risk-weighted assets | 210,207,000 | 209,666,000 | 214,349,000 | 210,785,000 |