Call reports 2016
AMERISTATE BANK — 2016
What AMERISTATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 227,353,000 | 224,113,000 | 224,499,000 | 235,386,000 |
| Total loans | 164,337,000 | 171,738,000 | 179,247,000 | 184,933,000 |
| Allowance for loan losses | 2,934,000 | 2,873,000 | 2,857,000 | 2,890,000 |
| Securities available for sale | 7,172,000 | 9,189,000 | 10,232,000 | 9,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,587,000 | 196,403,000 | 198,115,000 | 209,463,000 |
| Interest-bearing deposits | 164,602,000 | 161,450,000 | 162,716,000 | 172,973,000 |
| Noninterest-bearing deposits | 36,985,000 | 34,953,000 | 35,399,000 | 36,490,000 |
| Equity capital | 20,310,000 | 21,490,000 | 21,048,000 | 20,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,607,000 | 5,353,000 | 8,225,000 | 11,159,000 |
| Interest expense | 261,000 | 538,000 | 831,000 | 1,161,000 |
| Net interest income | 2,346,000 | 4,815,000 | 7,394,000 | 9,998,000 |
| Noninterest income | 408,000 | 1,282,000 | 2,267,000 | 2,879,000 |
| Noninterest expense | 1,903,000 | 3,952,000 | 6,463,000 | 8,964,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 125,000 |
| Pretax income | 851,000 | 2,145,000 | 3,123,000 | 3,788,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 851,000 | 2,145,000 | 3,123,000 | 3,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,307,000 | 21,475,000 | 21,045,000 | 20,926,000 |
| Total capital | 22,298,000 | 23,532,000 | 23,180,000 | 23,159,000 |
| Risk-weighted assets | 158,362,000 | 163,760,000 | 170,127,000 | 177,931,000 |