Call reports 2015
AMERISTATE BANK — 2015
What AMERISTATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 223,339,000 | 219,115,000 | 218,262,000 | 215,875,000 |
| Total loans | 150,202,000 | 156,839,000 | 160,692,000 | 163,476,000 |
| Allowance for loan losses | 2,206,000 | 2,263,000 | 2,303,000 | 2,908,000 |
| Securities available for sale | 7,798,000 | 8,757,000 | 7,180,000 | 9,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,238,000 | 194,884,000 | 192,537,000 | 191,090,000 |
| Interest-bearing deposits | 165,346,000 | 162,328,000 | 158,970,000 | 159,398,000 |
| Noninterest-bearing deposits | 33,892,000 | 32,556,000 | 33,567,000 | 31,692,000 |
| Equity capital | 19,525,000 | 19,822,000 | 20,367,000 | 19,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,399,000 | 4,879,000 | 7,460,000 | 10,134,000 |
| Interest expense | 271,000 | 531,000 | 783,000 | 1,036,000 |
| Net interest income | 2,128,000 | 4,348,000 | 6,677,000 | 9,098,000 |
| Noninterest income | 561,000 | 1,084,000 | 1,639,000 | 3,533,000 |
| Noninterest expense | 1,838,000 | 3,933,000 | 6,213,000 | 9,442,000 |
| Provision for loan losses | 0 | 120,000 | 180,000 | 823,000 |
| Pretax income | 851,000 | 1,379,000 | 1,923,000 | 2,366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 851,000 | 1,379,000 | 1,923,000 | 2,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,522,000 | 19,820,000 | 20,367,000 | 19,462,000 |
| Total capital | 21,609,000 | 21,775,000 | 22,364,000 | 21,450,000 |
| Risk-weighted assets | 167,528,000 | 156,093,000 | 159,449,000 | 158,109,000 |