Call reports 2014
AMERISTATE BANK — 2014
What AMERISTATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 203,709,000 | 207,211,000 | 207,922,000 | 216,636,000 |
| Total loans | 145,800,000 | 147,216,000 | 150,544,000 | 152,777,000 |
| Allowance for loan losses | 2,885,000 | 2,223,000 | 2,180,000 | 2,222,000 |
| Securities available for sale | 8,730,000 | 7,741,000 | 7,785,000 | 7,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,074,000 | 183,772,000 | 184,662,000 | 193,505,000 |
| Interest-bearing deposits | 149,758,000 | 152,882,000 | 153,570,000 | 161,093,000 |
| Noninterest-bearing deposits | 30,316,000 | 30,890,000 | 31,092,000 | 32,412,000 |
| Equity capital | 18,783,000 | 18,634,000 | 18,531,000 | 18,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,333,000 | 4,678,000 | 7,128,000 | 9,610,000 |
| Interest expense | 223,000 | 457,000 | 692,000 | 950,000 |
| Net interest income | 2,110,000 | 4,221,000 | 6,436,000 | 8,660,000 |
| Noninterest income | 847,000 | 1,829,000 | 2,304,000 | 3,199,000 |
| Noninterest expense | 1,831,000 | 3,561,000 | 5,598,000 | 7,559,000 |
| Provision for loan losses | 0 | 77,000 | 77,000 | 120,000 |
| Pretax income | 1,126,000 | 2,412,000 | 3,065,000 | 4,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,126,000 | 2,412,000 | 3,065,000 | 4,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,798,000 | 18,638,000 | 18,542,000 | 18,671,000 |
| Total capital | 20,583,000 | 20,294,000 | 20,275,000 | 20,487,000 |
| Risk-weighted assets | 141,717,000 | 139,061,000 | 138,900,000 | 144,942,000 |