Call reports 2013
AMERISTATE BANK — 2013
What AMERISTATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 195,516,000 | 189,732,000 | 193,337,000 | 195,428,000 |
| Total loans | 133,735,000 | 134,772,000 | 141,963,000 | 141,817,000 |
| Allowance for loan losses | 2,701,000 | 2,748,000 | 2,701,000 | 2,900,000 |
| Securities available for sale | 8,007,000 | 8,097,000 | 9,736,000 | 10,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,649,000 | 166,241,000 | 168,692,000 | 172,712,000 |
| Interest-bearing deposits | 142,465,000 | 139,831,000 | 140,944,000 | 143,609,000 |
| Noninterest-bearing deposits | 29,184,000 | 26,410,000 | 27,748,000 | 29,103,000 |
| Equity capital | 18,043,000 | 17,892,000 | 19,014,000 | 17,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,576,000 | 7,050,000 | 9,390,000 |
| Interest expense | 194,000 | 393,000 | 608,000 | 824,000 |
| Net interest income | 2,074,000 | 4,183,000 | 6,442,000 | 8,566,000 |
| Noninterest income | 389,000 | 828,000 | 2,270,000 | 2,779,000 |
| Noninterest expense | 1,651,000 | 3,321,000 | 5,402,000 | 7,137,000 |
| Provision for loan losses | 7,000 | 128,000 | 128,000 | 326,000 |
| Pretax income | 805,000 | 1,562,000 | 3,182,000 | 3,882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 805,000 | 1,562,000 | 3,182,000 | 3,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,013,000 | 17,890,000 | 19,024,000 | 17,672,000 |
| Total capital | 19,666,000 | 19,568,000 | 20,687,000 | 19,338,000 |
| Risk-weighted assets | 131,223,000 | 133,141,000 | 132,036,000 | 132,030,000 |