Call reports 2012
AMERISTATE BANK — 2012
What AMERISTATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 193,004,000 | 188,523,000 | 190,042,000 | 191,715,000 |
| Total loans | 132,537,000 | 127,798,000 | 125,660,000 | 133,387,000 |
| Allowance for loan losses | 2,288,000 | 2,444,000 | 2,455,000 | 2,705,000 |
| Securities available for sale | 10,539,000 | 8,325,000 | 7,235,000 | 7,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,915,000 | 163,114,000 | 164,441,000 | 167,598,000 |
| Interest-bearing deposits | 135,710,000 | 134,207,000 | 134,546,000 | 137,787,000 |
| Noninterest-bearing deposits | 32,205,000 | 28,907,000 | 29,895,000 | 29,811,000 |
| Equity capital | 17,630,000 | 17,888,000 | 19,101,000 | 17,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,718,000 | 6,922,000 | 9,239,000 |
| Interest expense | 206,000 | 426,000 | 619,000 | 817,000 |
| Net interest income | 2,172,000 | 4,292,000 | 6,303,000 | 8,422,000 |
| Noninterest income | 659,000 | 1,714,000 | 3,085,000 | 3,729,000 |
| Noninterest expense | 1,794,000 | 3,749,000 | 5,431,000 | 8,037,000 |
| Provision for loan losses | 0 | 163,000 | 163,000 | 440,000 |
| Pretax income | 1,037,000 | 2,094,000 | 3,794,000 | 3,674,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,037,000 | 2,094,000 | 3,794,000 | 3,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,595,000 | 17,834,000 | 19,054,000 | 17,208,000 |
| Total capital | 19,261,000 | 19,447,000 | 20,649,000 | 18,886,000 |
| Risk-weighted assets | 132,657,000 | 128,196,000 | 126,755,000 | 133,220,000 |