Call reports 2011
AMERISTATE BANK — 2011
What AMERISTATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 200,664,000 | 207,170,000 | 196,226,000 | 187,935,000 |
| Total loans | 133,277,000 | 126,431,000 | 127,132,000 | 125,887,000 |
| Allowance for loan losses | 1,588,000 | 1,610,000 | 1,611,000 | 2,304,000 |
| Securities available for sale | 10,046,000 | 11,818,000 | 10,840,000 | 8,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,507,000 | 181,583,000 | 171,057,000 | 164,564,000 |
| Interest-bearing deposits | 149,631,000 | 152,898,000 | 142,762,000 | 136,796,000 |
| Noninterest-bearing deposits | 25,876,000 | 28,685,000 | 28,295,000 | 27,768,000 |
| Equity capital | 17,007,000 | 17,715,000 | 17,703,000 | 16,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,513,000 | 6,823,000 | 9,201,000 |
| Interest expense | 456,000 | 821,000 | 1,108,000 | 1,345,000 |
| Net interest income | 1,910,000 | 3,692,000 | 5,715,000 | 7,856,000 |
| Noninterest income | 701,000 | 1,724,000 | 2,376,000 | 2,941,000 |
| Noninterest expense | 1,687,000 | 3,396,000 | 5,128,000 | 7,169,000 |
| Provision for loan losses | 0 | 29,000 | 719,000 | 1,585,000 |
| Pretax income | 924,000 | 1,991,000 | 2,244,000 | 2,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 924,000 | 1,991,000 | 2,244,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,924,000 | 17,631,000 | 17,616,000 | 16,558,000 |
| Total capital | 18,470,000 | 19,181,000 | 19,227,000 | 18,105,000 |
| Risk-weighted assets | 123,647,000 | 123,962,000 | 128,841,000 | 123,025,000 |