Call reports 2010
AMERISTATE BANK — 2010
What AMERISTATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 184,987,000 | 208,127,000 | 207,003,000 | 197,849,000 |
| Total loans | 136,012,000 | 141,472,000 | 145,132,000 | 137,676,000 |
| Allowance for loan losses | 1,995,000 | 1,902,000 | 2,069,000 | 1,937,000 |
| Securities available for sale | 12,206,000 | 11,759,000 | 10,566,000 | 8,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,418,000 | 184,549,000 | 179,703,000 | 173,562,000 |
| Interest-bearing deposits | 142,643,000 | 159,310,000 | 158,201,000 | 152,721,000 |
| Noninterest-bearing deposits | 18,775,000 | 25,239,000 | 21,502,000 | 20,841,000 |
| Equity capital | 16,775,000 | 16,916,000 | 16,773,000 | 16,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,830,000 | 7,336,000 | 9,761,000 |
| Interest expense | 527,000 | 1,122,000 | 1,761,000 | 2,284,000 |
| Net interest income | 1,818,000 | 3,708,000 | 5,575,000 | 7,477,000 |
| Noninterest income | 384,000 | 795,000 | 1,181,000 | 1,632,000 |
| Noninterest expense | 1,608,000 | 3,143,000 | 4,732,000 | 6,510,000 |
| Provision for loan losses | 45,000 | 75,000 | 583,000 | 1,542,000 |
| Pretax income | 549,000 | 1,285,000 | 1,441,000 | 1,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 549,000 | 1,285,000 | 1,441,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,549,000 | 16,749,000 | 16,623,000 | 16,000,000 |
| Total capital | 18,248,000 | 18,529,000 | 18,414,000 | 17,488,000 |
| Risk-weighted assets | 135,600,000 | 142,305,000 | 142,988,000 | 118,571,000 |