Call reports 2009
AMERISTATE BANK — 2009
What AMERISTATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 186,447,000 | 173,783,000 | 175,166,000 | 176,736,000 |
| Total loans | 126,788,000 | 133,412,000 | 129,530,000 | 133,514,000 |
| Allowance for loan losses | 1,375,000 | 1,331,000 | 1,231,000 | 1,932,000 |
| Securities available for sale | 19,806,000 | 16,501,000 | 15,436,000 | 14,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,400,000 | 150,088,000 | 151,073,000 | 153,672,000 |
| Interest-bearing deposits | 135,406,000 | 130,000,000 | 132,689,000 | 136,443,000 |
| Noninterest-bearing deposits | 28,994,000 | 20,088,000 | 18,384,000 | 17,229,000 |
| Equity capital | 16,428,000 | 16,883,000 | 16,866,000 | 16,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,835,000 | 7,165,000 | 9,546,000 |
| Interest expense | 639,000 | 1,180,000 | 1,704,000 | 2,235,000 |
| Net interest income | 1,744,000 | 3,655,000 | 5,461,000 | 7,311,000 |
| Noninterest income | 350,000 | 896,000 | 1,281,000 | 1,653,000 |
| Noninterest expense | 1,531,000 | 3,192,000 | 4,884,000 | 6,383,000 |
| Provision for loan losses | 45,000 | 90,000 | 435,000 | 1,212,000 |
| Pretax income | 518,000 | 1,269,000 | 1,423,000 | 1,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 518,000 | 1,269,000 | 1,423,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,149,000 | 16,593,000 | 16,554,000 | 16,000,000 |
| Total capital | 17,524,000 | 17,924,000 | 17,785,000 | 17,645,000 |
| Risk-weighted assets | 127,722,000 | 133,275,000 | 129,689,000 | 131,347,000 |