Call reports 2008
AMERISTATE BANK — 2008
What AMERISTATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 175,687,000 | 174,791,000 | 179,542,000 | 182,241,000 |
| Total loans | 112,239,000 | 117,427,000 | 122,627,000 | 119,873,000 |
| Allowance for loan losses | 1,041,000 | 1,044,000 | 1,077,000 | 1,338,000 |
| Securities available for sale | 27,056,000 | 31,272,000 | 29,892,000 | 25,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,176,000 | 155,583,000 | 155,851,000 | 161,202,000 |
| Interest-bearing deposits | 124,456,000 | 125,727,000 | 128,417,000 | 134,950,000 |
| Noninterest-bearing deposits | 31,720,000 | 29,856,000 | 27,434,000 | 26,252,000 |
| Equity capital | 15,973,000 | 15,673,000 | 16,158,000 | 16,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,259,000 | 7,883,000 | 10,450,000 |
| Interest expense | 870,000 | 1,667,000 | 2,393,000 | 3,115,000 |
| Net interest income | 1,709,000 | 3,592,000 | 5,490,000 | 7,335,000 |
| Noninterest income | 325,000 | 633,000 | 935,000 | 1,302,000 |
| Noninterest expense | 1,352,000 | 2,843,000 | 4,390,000 | 6,236,000 |
| Provision for loan losses | 0 | 45,000 | 90,000 | 365,000 |
| Pretax income | 685,000 | 1,345,000 | 1,953,000 | 2,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 685,000 | 1,345,000 | 1,953,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,685,000 | 15,803,000 | 16,125,000 | 16,000,000 |
| Total capital | 16,726,000 | 16,847,000 | 17,202,000 | 17,338,000 |
| Risk-weighted assets | 115,930,000 | 119,782,000 | 126,404,000 | 123,322,000 |