Call reports 2007
AMERISTATE BANK — 2007
What AMERISTATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 153,152,000 | 154,366,000 | 157,730,000 | 158,998,000 |
| Total loans | 96,227,000 | 102,861,000 | 105,167,000 | 110,121,000 |
| Allowance for loan losses | 848,000 | 803,000 | 804,000 | 1,049,000 |
| Securities available for sale | 28,260,000 | 29,940,000 | 30,841,000 | 26,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,518,000 | 136,691,000 | 139,194,000 | 140,539,000 |
| Interest-bearing deposits | 108,546,000 | 107,342,000 | 113,196,000 | 111,414,000 |
| Noninterest-bearing deposits | 26,972,000 | 29,349,000 | 25,998,000 | 29,125,000 |
| Equity capital | 14,355,000 | 14,438,000 | 15,076,000 | 15,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,772,000 | 7,364,000 | 10,042,000 |
| Interest expense | 902,000 | 1,798,000 | 2,725,000 | 3,720,000 |
| Net interest income | 1,387,000 | 2,974,000 | 4,639,000 | 6,322,000 |
| Noninterest income | 303,000 | 629,000 | 923,000 | 1,203,000 |
| Noninterest expense | 1,059,000 | 2,300,000 | 3,531,000 | 5,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 291,000 |
| Pretax income | 629,000 | 1,301,000 | 2,028,000 | 2,124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 629,000 | 1,301,000 | 2,028,000 | 2,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,574,000 | 14,769,000 | 15,165,000 | 15,000,000 |
| Total capital | 15,422,000 | 15,572,000 | 15,969,000 | 16,049,000 |
| Risk-weighted assets | 98,363,000 | 103,100,000 | 105,736,000 | 110,243,000 |