Call reports 2006
AMERISTATE BANK — 2006
What AMERISTATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 136,312,000 | 139,225,000 | 143,829,000 | 148,184,000 |
| Total loans | 79,568,000 | 85,036,000 | 88,841,000 | 92,299,000 |
| Allowance for loan losses | 625,000 | 612,000 | 493,000 | 849,000 |
| Securities available for sale | 28,528,000 | 29,687,000 | 30,493,000 | 29,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,379,000 | 122,571,000 | 127,280,000 | 131,337,000 |
| Interest-bearing deposits | 96,471,000 | 100,132,000 | 103,825,000 | 107,656,000 |
| Noninterest-bearing deposits | 22,908,000 | 22,439,000 | 23,455,000 | 23,681,000 |
| Equity capital | 13,632,000 | 13,408,000 | 13,425,000 | 13,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,897,000 | 5,990,000 | 8,338,000 |
| Interest expense | 596,000 | 1,288,000 | 2,140,000 | 3,091,000 |
| Net interest income | 1,287,000 | 2,609,000 | 3,850,000 | 5,247,000 |
| Noninterest income | 233,000 | 467,000 | 696,000 | 1,417,000 |
| Noninterest expense | 996,000 | 2,062,000 | 3,278,000 | 4,787,000 |
| Provision for loan losses | 0 | 0 | 0 | 279,000 |
| Pretax income | 524,000 | 1,014,000 | 1,268,000 | 1,599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 524,000 | 1,014,000 | 1,268,000 | 1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,957,000 | 13,952,000 | 13,786,000 | 13,945,000 |
| Total capital | 14,582,000 | 14,564,000 | 14,279,000 | 14,794,000 |
| Risk-weighted assets | 83,032,000 | 87,696,000 | 91,344,000 | 94,530,000 |