Call reports 2005
AMERISTATE BANK — 2005
What AMERISTATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 132,876,000 | 124,838,000 | 126,784,000 | 134,262,000 |
| Total loans | 74,823,000 | 79,847,000 | 77,333,000 | 79,369,000 |
| Allowance for loan losses | 468,000 | 459,000 | 408,000 | 593,000 |
| Securities available for sale | 28,793,000 | 26,775,000 | 26,785,000 | 26,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,771,000 | 108,288,000 | 109,960,000 | 117,787,000 |
| Interest-bearing deposits | 88,871,000 | 88,634,000 | 89,027,000 | 95,768,000 |
| Noninterest-bearing deposits | 27,900,000 | 19,654,000 | 20,933,000 | 22,018,000 |
| Equity capital | 12,993,000 | 13,386,000 | 13,618,000 | 13,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,271,000 | 5,026,000 | 6,835,000 |
| Interest expense | 373,000 | 797,000 | 1,248,000 | 1,786,000 |
| Net interest income | 1,174,000 | 2,474,000 | 3,778,000 | 5,049,000 |
| Noninterest income | 207,000 | 435,000 | 668,000 | 924,000 |
| Noninterest expense | 980,000 | 2,017,000 | 3,062,000 | 3,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 403,000 | 890,000 | 1,387,000 | 1,784,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 890,000 | 1,387,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,048,000 | 13,414,000 | 13,711,000 | 13,435,000 |
| Total capital | 13,516,000 | 13,873,000 | 14,119,000 | 14,028,000 |
| Risk-weighted assets | 78,844,000 | 80,256,000 | 78,144,000 | 81,928,000 |