Call reports 2004
AMERISTATE BANK — 2004
What AMERISTATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 118,178,000 | 118,806,000 | 119,123,000 | 119,046,000 |
| Total loans | 59,523,000 | 61,760,000 | 63,810,000 | 66,380,000 |
| Allowance for loan losses | 390,000 | 399,000 | 402,000 | 436,000 |
| Securities available for sale | 42,165,000 | 40,743,000 | 35,075,000 | 31,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,738,000 | 103,494,000 | 103,554,000 | 104,056,000 |
| Interest-bearing deposits | 83,646,000 | 87,334,000 | 85,427,000 | 85,345,000 |
| Noninterest-bearing deposits | 17,092,000 | 16,160,000 | 18,127,000 | 18,711,000 |
| Equity capital | 16,277,000 | 13,650,000 | 13,679,000 | 13,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 2,928,000 | 4,435,000 | 5,942,000 |
| Interest expense | 234,000 | 484,000 | 779,000 | 1,120,000 |
| Net interest income | 1,232,000 | 2,444,000 | 3,656,000 | 4,822,000 |
| Noninterest income | 137,000 | 286,000 | 438,000 | 603,000 |
| Noninterest expense | 930,000 | 1,877,000 | 2,894,000 | 4,046,000 |
| Provision for loan losses | 0 | 18,000 | 39,000 | 129,000 |
| Pretax income | 611,000 | 1,019,000 | 1,345,000 | 1,450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 611,000 | 1,019,000 | 1,345,000 | 1,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,205,000 | 13,395,000 | 13,215,000 | 13,072,000 |
| Total capital | 15,595,000 | 13,794,000 | 13,617,000 | 13,508,000 |
| Risk-weighted assets | 65,648,000 | 67,667,000 | 68,715,000 | 69,469,000 |