Call reports 2003
AMERISTATE BANK — 2003
What AMERISTATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 118,403,000 | 117,441,000 | 116,436,000 | 118,391,000 |
| Total loans | 45,356,000 | 47,425,000 | 49,921,000 | 53,688,000 |
| Allowance for loan losses | 303,000 | 299,000 | 298,000 | 392,000 |
| Securities available for sale | 55,987,000 | 50,788,000 | 46,129,000 | 49,007,000 |
| Securities held to maturity | 256,000 | 257,000 | 34,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,283,000 | 99,984,000 | 99,291,000 | 101,500,000 |
| Interest-bearing deposits | 79,938,000 | 79,748,000 | 84,337,000 | 83,527,000 |
| Noninterest-bearing deposits | 21,345,000 | 20,236,000 | 14,954,000 | 17,973,000 |
| Equity capital | 15,891,000 | 16,298,000 | 15,804,000 | 15,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,475,000 | 2,954,000 | 4,387,000 | 5,834,000 |
| Interest expense | 360,000 | 712,000 | 1,021,000 | 1,277,000 |
| Net interest income | 1,115,000 | 2,242,000 | 3,366,000 | 4,557,000 |
| Noninterest income | 125,000 | 225,000 | 320,000 | 533,000 |
| Noninterest expense | 866,000 | 1,676,000 | 2,583,000 | 3,613,000 |
| Provision for loan losses | 0 | 0 | 0 | 118,000 |
| Pretax income | 375,000 | 792,000 | 1,104,000 | 1,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 792,000 | 1,104,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,071,000 | 14,346,000 | 14,508,000 | 14,595,000 |
| Total capital | 14,374,000 | 14,645,000 | 14,806,000 | 14,987,000 |
| Risk-weighted assets | 58,366,000 | 58,299,000 | 59,305,000 | 62,494,000 |