Call reports 2002
AMERISTATE BANK — 2002
What AMERISTATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 108,813,000 | 107,746,000 | 109,015,000 | 111,982,000 |
| Total loans | 41,492,000 | 43,860,000 | 43,420,000 | 43,996,000 |
| Allowance for loan losses | 279,000 | 265,000 | 267,000 | 299,000 |
| Securities available for sale | 55,030,000 | 52,844,000 | 49,534,000 | 50,549,000 |
| Securities held to maturity | 564,000 | 544,000 | 464,000 | 466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,375,000 | 91,354,000 | 91,459,000 | 95,162,000 |
| Interest-bearing deposits | 75,170,000 | 72,710,000 | 72,845,000 | 74,366,000 |
| Noninterest-bearing deposits | 18,205,000 | 18,644,000 | 18,614,000 | 20,796,000 |
| Equity capital | 14,058,000 | 15,179,000 | 16,064,000 | 15,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,169,000 | 4,694,000 | 6,183,000 |
| Interest expense | 484,000 | 920,000 | 1,338,000 | 1,737,000 |
| Net interest income | 1,105,000 | 2,249,000 | 3,356,000 | 4,446,000 |
| Noninterest income | 110,000 | 200,000 | 298,000 | 394,000 |
| Noninterest expense | 823,000 | 1,629,000 | 2,452,000 | 3,409,000 |
| Provision for loan losses | 14,000 | 14,000 | 14,000 | 69,000 |
| Pretax income | 386,000 | 917,000 | 1,382,000 | 1,556,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 917,000 | 1,382,000 | 1,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,705,000 | 13,807,000 | 14,059,000 | 13,884,000 |
| Total capital | 13,984,000 | 14,072,000 | 14,326,000 | 14,183,000 |
| Risk-weighted assets | 53,583,000 | 55,837,000 | 55,650,000 | 56,128,000 |