Call reports 2001
AMERISTATE BANK — 2001
What AMERISTATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,253,000 | 102,830,000 | 105,223,000 | 106,508,000 |
| Total loans | 39,048,000 | 39,168,000 | 40,737,000 | 41,102,000 |
| Allowance for loan losses | 263,000 | 267,000 | 299,000 | 266,000 |
| Securities available for sale | 49,903,000 | 46,330,000 | 46,810,000 | 52,074,000 |
| Securities held to maturity | 894,000 | 559,000 | 647,000 | 649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,532,000 | 87,015,000 | 88,818,000 | 90,745,000 |
| Interest-bearing deposits | 67,951,000 | 69,219,000 | 70,716,000 | 72,329,000 |
| Noninterest-bearing deposits | 17,581,000 | 17,797,000 | 18,102,000 | 18,416,000 |
| Equity capital | 14,887,000 | 14,712,000 | 15,320,000 | 14,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,437,000 | 5,107,000 | 6,758,000 |
| Interest expense | 755,000 | 1,494,000 | 2,207,000 | 2,840,000 |
| Net interest income | 952,000 | 1,943,000 | 2,900,000 | 3,918,000 |
| Noninterest income | 108,000 | 189,000 | 270,000 | 399,000 |
| Noninterest expense | 748,000 | 1,506,000 | 2,294,000 | 3,238,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 323,000 | 776,000 | 1,095,000 | 1,286,000 |
| Income tax | 4,000 | 11,000 | 16,000 | 19,000 |
| Net income | 319,000 | 765,000 | 1,079,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,055,000 | 14,071,000 | 14,021,000 | 13,886,000 |
| Total capital | 14,318,000 | 14,338,000 | 14,320,000 | 14,152,000 |
| Risk-weighted assets | 50,412,000 | 50,999,000 | 52,459,000 | 51,336,000 |