Call reports 2026
APPLIED BANK — 2026
What APPLIED BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 258,108,000 | 274,127,000 |
| Total loans | 55,148,000 | 55,614,000 |
| Allowance for loan losses | 308,000 | 289,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 214,380,000 | 228,601,000 |
| Interest-bearing deposits | 136,993,000 | 167,207,000 |
| Noninterest-bearing deposits | 77,387,000 | 61,394,000 |
| Equity capital | 43,024,000 | 44,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,689,000 | 5,359,000 |
| Interest expense | 35,000 | 325,000 |
| Net interest income | 2,654,000 | 5,034,000 |
| Noninterest income | 567,000 | 1,047,000 |
| Noninterest expense | 1,297,000 | 2,575,000 |
| Provision for loan losses | -11,000 | -30,000 |
| Pretax income | 1,936,000 | 3,535,000 |
| Income tax | 94,000 | 172,000 |
| Net income | 1,842,000 | 3,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,024,000 | 44,544,000 |
| Total capital | 43,333,000 | 44,837,000 |
| Risk-weighted assets | 59,610,000 | 56,993,000 |