Call reports 2017
APPLIED BANK — 2017
What APPLIED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 164,816,000 | 242,779,000 | 252,233,000 | 262,043,000 |
| Total loans | 63,218,000 | 59,687,000 | 59,282,000 | 63,433,000 |
| Allowance for loan losses | 454,000 | 414,000 | 398,000 | 403,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,814,000 | 199,843,000 | 208,125,000 | 221,177,000 |
| Interest-bearing deposits | 68,317,000 | 102,492,000 | 100,553,000 | 115,432,000 |
| Noninterest-bearing deposits | 54,497,000 | 97,351,000 | 107,572,000 | 105,745,000 |
| Equity capital | 41,202,000 | 42,203,000 | 43,310,000 | 40,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,935,000 | 4,713,000 | 6,410,000 |
| Interest expense | 29,000 | 58,000 | 86,000 | 113,000 |
| Net interest income | 1,383,000 | 2,877,000 | 4,627,000 | 6,297,000 |
| Noninterest income | 1,045,000 | 2,237,000 | 3,450,000 | 4,450,000 |
| Noninterest expense | 1,610,000 | 3,283,000 | 5,095,000 | 6,827,000 |
| Provision for loan losses | -23,000 | -62,000 | -75,000 | -68,000 |
| Pretax income | 841,000 | 1,893,000 | 3,057,000 | 3,967,000 |
| Income tax | 41,000 | 92,000 | 149,000 | 193,000 |
| Net income | 800,000 | 1,801,000 | 2,908,000 | 3,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,202,000 | 42,203,000 | 43,310,000 | 40,176,000 |
| Total capital | 41,700,000 | 42,651,000 | 43,729,000 | 40,597,000 |
| Risk-weighted assets | 70,952,000 | 68,691,000 | 67,171,000 | 70,591,000 |