Call reports 2013
APPLIED BANK — 2013
What APPLIED BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 176,282,000 | 161,994,000 | 184,553,000 | 274,398,000 |
| Total loans | 93,449,000 | 99,011,000 | 93,877,000 | 107,874,000 |
| Allowance for loan losses | 1,215,000 | 1,242,000 | 1,215,000 | 1,401,000 |
| Securities available for sale | 8,327,000 | 5,819,000 | 4,743,000 | 4,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,832,000 | 117,394,000 | 138,635,000 | 232,476,000 |
| Interest-bearing deposits | 68,792,000 | 66,985,000 | 78,053,000 | 105,335,000 |
| Noninterest-bearing deposits | 64,040,000 | 50,409,000 | 60,582,000 | 127,141,000 |
| Equity capital | 42,803,000 | 43,763,000 | 45,005,000 | 41,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,954,000 | 3,501,000 | 5,157,000 | 6,933,000 |
| Interest expense | 16,000 | 30,000 | 46,000 | 111,000 |
| Net interest income | 1,938,000 | 3,471,000 | 5,111,000 | 6,822,000 |
| Noninterest income | 1,162,000 | 2,478,000 | 3,888,000 | 5,166,000 |
| Noninterest expense | 1,570,000 | 3,037,000 | 4,779,000 | 6,291,000 |
| Provision for loan losses | -51,000 | -20,000 | -46,000 | 143,000 |
| Pretax income | 1,581,000 | 2,863,000 | 4,154,000 | 5,442,000 |
| Income tax | 77,000 | 139,000 | 202,000 | 265,000 |
| Net income | 1,504,000 | 2,724,000 | 3,952,000 | 5,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,253,000 | 42,766,000 | 43,203,000 | 38,968,000 |
| Total capital | 41,356,000 | 43,935,000 | 44,390,000 | 40,338,000 |
| Risk-weighted assets | 88,133,000 | 99,557,000 | 94,886,000 | 109,595,000 |