Call reports 2012
APPLIED BANK — 2012
What APPLIED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 220,831,000 | 224,970,000 | 205,594,000 | 178,939,000 |
| Total loans | 82,421,000 | 99,686,000 | 92,949,000 | 99,930,000 |
| Allowance for loan losses | 1,085,000 | 1,276,000 | 1,182,000 | 1,268,000 |
| Securities available for sale | 35,136,000 | 33,573,000 | 37,802,000 | 6,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,173,000 | 165,014,000 | 144,339,000 | 137,038,000 |
| Interest-bearing deposits | 81,297,000 | 85,699,000 | 55,054,000 | 73,129,000 |
| Noninterest-bearing deposits | 81,876,000 | 79,315,000 | 89,285,000 | 63,909,000 |
| Equity capital | 57,164,000 | 59,054,000 | 60,411,000 | 41,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,498,000 | 5,392,000 | 6,999,000 |
| Interest expense | 31,000 | 58,000 | 86,000 | 100,000 |
| Net interest income | 1,585,000 | 3,440,000 | 5,306,000 | 6,899,000 |
| Noninterest income | 1,345,000 | 3,556,000 | 5,120,000 | 6,430,000 |
| Noninterest expense | 1,867,000 | 3,874,000 | 5,979,000 | 7,648,000 |
| Provision for loan losses | 171,000 | 362,000 | 269,000 | 358,000 |
| Pretax income | 892,000 | 2,777,000 | 4,199,000 | 5,363,000 |
| Income tax | 43,000 | 135,000 | 205,000 | 261,000 |
| Net income | 849,000 | 2,642,000 | 3,994,000 | 5,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,788,000 | 56,308,000 | 58,342,000 | 37,959,000 |
| Total capital | 56,869,000 | 57,584,000 | 59,524,000 | 39,156,000 |
| Risk-weighted assets | 86,499,000 | 101,470,000 | 98,509,000 | 95,700,000 |