Call reports 2001
APPLIED BANK — 2001
What APPLIED BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,885,668,000 | 1,825,307,000 | 1,916,666,000 | 1,720,249,000 |
| Total loans | 1,480,602,000 | 1,487,634,000 | 1,545,157,000 | 1,565,040,000 |
| Allowance for loan losses | 158,000,000 | 222,500,000 | 231,320,000 | 504,012,000 |
| Securities available for sale | 0 | 0 | 0 | 55,898,000 |
| Securities held to maturity | 117,657,000 | 117,729,000 | 102,622,000 | 98,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,462,261,000 | 1,348,799,000 | 1,415,820,000 | 1,467,661,000 |
| Interest-bearing deposits | 1,411,600,000 | 1,308,146,000 | 1,337,922,000 | 1,323,205,000 |
| Noninterest-bearing deposits | 50,661,000 | 40,653,000 | 77,898,000 | 144,456,000 |
| Equity capital | 363,984,000 | 393,506,000 | 423,752,000 | 225,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 64,103,000 | 133,608,000 | 198,134,000 | 259,300,000 |
| Interest expense | 22,373,000 | 43,519,000 | 63,423,000 | 81,683,000 |
| Net interest income | 41,730,000 | 90,089,000 | 134,711,000 | 177,617,000 |
| Noninterest income | 159,797,000 | 359,018,000 | 564,767,000 | 768,459,000 |
| Noninterest expense | 87,308,000 | 182,249,000 | 293,952,000 | 398,770,000 |
| Provision for loan losses | 69,417,000 | 175,840,000 | 277,121,000 | 715,598,000 |
| Pretax income | 44,834,000 | 91,050,000 | 128,437,000 | -168,260,000 |
| Income tax | 17,044,000 | 33,737,000 | 47,189,000 | -58,879,000 |
| Net income | 27,790,000 | 57,313,000 | 81,248,000 | -109,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 362,771,000 | 392,293,000 | 416,228,000 | 225,600,000 |
| Total capital | 395,171,000 | 425,606,000 | 449,580,000 | 260,949,000 |
| Risk-weighted assets | 2,466,423,000 | 2,475,818,000 | 2,470,145,000 | 2,359,270,000 |