Call reports 2024
RHINEBECK BANK — 2024
What RHINEBECK BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,298,566,000 | 1,275,824,000 | 1,266,035,000 | 1,255,577,000 |
| Total loans | 1,001,318,000 | 989,966,000 | 973,028,000 | 980,318,000 |
| Allowance for loan losses | 7,973,000 | 7,574,000 | 8,153,000 | 8,539,000 |
| Securities available for sale | 182,645,000 | 174,253,000 | 169,134,000 | 159,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,053,474,000 | 1,053,187,000 | 1,058,823,000 | 1,039,443,000 |
| Interest-bearing deposits | 816,467,000 | 812,023,000 | 801,430,000 | 800,793,000 |
| Noninterest-bearing deposits | 237,007,000 | 241,164,000 | 257,393,000 | 238,650,000 |
| Equity capital | 110,130,000 | 112,346,000 | 119,093,000 | 118,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,633,000 | 31,405,000 | 47,443,000 | 63,742,000 |
| Interest expense | 6,716,000 | 13,329,000 | 19,643,000 | 25,410,000 |
| Net interest income | 8,917,000 | 18,076,000 | 27,800,000 | 38,332,000 |
| Noninterest income | 1,464,000 | 2,937,000 | 4,862,000 | 6,362,000 |
| Noninterest expense | 8,590,000 | 17,228,000 | 26,015,000 | 35,673,000 |
| Provision for loan losses | 98,000 | 532,000 | 1,456,000 | 2,813,000 |
| Pretax income | 1,708,000 | 3,255,000 | -6,768,000 | -9,820,000 |
| Income tax | 322,000 | 603,000 | -1,635,000 | -2,317,000 |
| Net income | 1,386,000 | 2,652,000 | -5,133,000 | -7,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,749,000 | 139,078,000 | 129,743,000 | 126,668,000 |
| Total capital | 145,962,000 | 146,906,000 | 138,116,000 | 135,450,000 |
| Risk-weighted assets | 1,123,655,000 | 1,105,078,000 | 1,077,925,000 | 1,072,762,000 |