Call reports 2022
RHINEBECK BANK — 2022
What RHINEBECK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,281,259,000 | 1,292,612,000 | 1,292,508,000 | 1,335,810,000 |
| Total loans | 867,888,000 | 935,357,000 | 959,774,000 | 1,002,310,000 |
| Allowance for loan losses | 7,700,000 | 8,169,000 | 8,492,000 | 7,943,000 |
| Securities available for sale | 277,037,000 | 245,628,000 | 229,030,000 | 223,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,133,696,000 | 1,137,869,000 | 1,128,777,000 | 1,151,822,000 |
| Interest-bearing deposits | 827,724,000 | 832,412,000 | 818,096,000 | 867,499,000 |
| Noninterest-bearing deposits | 305,972,000 | 305,457,000 | 310,681,000 | 284,323,000 |
| Equity capital | 110,244,000 | 106,566,000 | 100,426,000 | 101,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,973,000 | 22,710,000 | 35,264,000 | 48,587,000 |
| Interest expense | 848,000 | 1,697,000 | 3,135,000 | 6,715,000 |
| Net interest income | 10,125,000 | 21,013,000 | 32,129,000 | 41,872,000 |
| Noninterest income | 1,673,000 | 3,299,000 | 4,659,000 | 5,912,000 |
| Noninterest expense | 8,849,000 | 18,041,000 | 26,974,000 | 36,270,000 |
| Provision for loan losses | 221,000 | 567,000 | 1,112,000 | 1,414,000 |
| Pretax income | 2,728,000 | 5,542,000 | 8,532,000 | 9,930,000 |
| Income tax | 446,000 | 956,000 | 1,551,000 | 1,899,000 |
| Net income | 2,282,000 | 4,586,000 | 6,981,000 | 8,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,176,000 | 127,710,000 | 130,335,000 | 131,313,000 |
| Total capital | 132,876,000 | 135,879,000 | 138,827,000 | 139,256,000 |
| Risk-weighted assets | 986,301,000 | 1,069,310,000 | 1,104,644,000 | 1,137,252,000 |