Call reports 2021
RHINEBECK BANK — 2021
What RHINEBECK BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,196,829,000 | 1,209,986,000 | 1,262,594,000 | 1,280,999,000 |
| Total loans | 879,997,000 | 872,645,000 | 842,875,000 | 862,526,000 |
| Allowance for loan losses | 11,261,000 | 10,126,000 | 9,033,000 | 7,559,000 |
| Securities available for sale | 175,460,000 | 201,938,000 | 240,389,000 | 280,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,340,000 | 1,053,571,000 | 1,105,016,000 | 1,123,640,000 |
| Interest-bearing deposits | 755,349,000 | 761,942,000 | 787,364,000 | 808,523,000 |
| Noninterest-bearing deposits | 273,991,000 | 291,629,000 | 317,652,000 | 315,117,000 |
| Equity capital | 111,105,000 | 114,350,000 | 116,963,000 | 118,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,051,000 | 21,287,000 | 32,346,000 | 43,696,000 |
| Interest expense | 1,264,000 | 2,365,000 | 3,357,000 | 4,256,000 |
| Net interest income | 9,787,000 | 18,922,000 | 28,989,000 | 39,440,000 |
| Noninterest income | 2,201,000 | 4,014,000 | 5,619,000 | 7,274,000 |
| Noninterest expense | 7,705,000 | 16,305,000 | 25,182,000 | 34,487,000 |
| Provision for loan losses | -69,000 | -1,217,000 | -2,170,000 | -3,667,000 |
| Pretax income | 4,352,000 | 7,848,000 | 11,596,000 | 15,890,000 |
| Income tax | 818,000 | 1,510,000 | 2,339,000 | 3,433,000 |
| Net income | 3,534,000 | 6,338,000 | 9,257,000 | 12,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,315,000 | 116,360,000 | 119,520,000 | 122,658,000 |
| Total capital | 124,108,000 | 126,486,000 | 128,554,000 | 130,217,000 |
| Risk-weighted assets | 862,999,000 | 894,271,000 | 910,120,000 | 961,458,000 |