Call reports 2019
RHINEBECK BANK — 2019
What RHINEBECK BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 884,826,000 | 912,929,000 | 945,872,000 | 973,811,000 |
| Total loans | 714,065,000 | 745,151,000 | 766,902,000 | 799,425,000 |
| Allowance for loan losses | 7,183,000 | 7,858,000 | 7,903,000 | 5,954,000 |
| Securities available for sale | 109,395,000 | 111,398,000 | 115,705,000 | 114,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,262,000 | 741,950,000 | 788,638,000 | 796,458,000 |
| Interest-bearing deposits | 530,670,000 | 574,506,000 | 607,052,000 | 615,711,000 |
| Noninterest-bearing deposits | 174,592,000 | 167,444,000 | 181,586,000 | 180,747,000 |
| Equity capital | 94,030,000 | 97,050,000 | 99,925,000 | 101,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,356,000 | 19,474,000 | 30,297,000 | 40,979,000 |
| Interest expense | 1,738,000 | 3,925,000 | 6,303,000 | 8,707,000 |
| Net interest income | 7,618,000 | 15,549,000 | 23,994,000 | 32,272,000 |
| Noninterest income | 1,222,000 | 2,653,000 | 4,071,000 | 5,535,000 |
| Noninterest expense | 6,723,000 | 13,503,000 | 20,096,000 | 26,967,000 |
| Provision for loan losses | 780,000 | 1,560,000 | 2,010,000 | 2,460,000 |
| Pretax income | 1,337,000 | 3,099,000 | 5,919,000 | 8,311,000 |
| Income tax | 225,000 | 529,000 | 1,080,000 | 1,529,000 |
| Net income | 1,112,000 | 2,570,000 | 4,839,000 | 6,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,264,000 | 99,733,000 | 102,196,000 | 103,845,000 |
| Total capital | 105,447,000 | 107,591,000 | 110,099,000 | 109,799,000 |
| Risk-weighted assets | 758,808,000 | 790,239,000 | 819,457,000 | 856,016,000 |