Call reports 2018
RHINEBECK BANK — 2018
What RHINEBECK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 750,544,000 | 789,698,000 | 819,552,000 | 882,268,000 |
| Total loans | 584,939,000 | 627,166,000 | 658,363,000 | 685,048,000 |
| Allowance for loan losses | 5,621,000 | 5,939,000 | 6,310,000 | 6,646,000 |
| Securities available for sale | 107,668,000 | 103,256,000 | 102,387,000 | 101,312,000 |
| Securities held to maturity | 1,905,000 | 1,652,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,146,000 | 679,535,000 | 697,948,000 | 693,026,000 |
| Interest-bearing deposits | 509,681,000 | 517,990,000 | 509,970,000 | 520,285,000 |
| Noninterest-bearing deposits | 156,465,000 | 161,545,000 | 187,978,000 | 172,741,000 |
| Equity capital | 57,572,000 | 58,667,000 | 60,173,000 | 69,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,352,000 | 15,333,000 | 24,485,000 | 33,724,000 |
| Interest expense | 915,000 | 2,077,000 | 3,443,000 | 5,092,000 |
| Net interest income | 6,437,000 | 13,256,000 | 21,042,000 | 28,632,000 |
| Noninterest income | 1,195,000 | 2,024,000 | 3,502,000 | 5,015,000 |
| Noninterest expense | 6,312,000 | 12,657,000 | 19,090,000 | 25,932,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,100,000 |
| Pretax income | 793,000 | 1,572,000 | 3,857,000 | 5,593,000 |
| Income tax | 132,000 | 279,000 | 545,000 | 1,014,000 |
| Net income | 661,000 | 1,293,000 | 3,312,000 | 4,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,781,000 | 64,518,000 | 66,548,000 | 74,576,000 |
| Total capital | 69,401,000 | 70,457,000 | 72,858,000 | 81,222,000 |
| Risk-weighted assets | 625,650,000 | 670,830,000 | 706,569,000 | 733,679,000 |