Call reports 2017
RHINEBECK BANK — 2017
What RHINEBECK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 714,773,000 | 729,458,000 | 730,988,000 | 741,948,000 |
| Total loans | 529,283,000 | 542,546,000 | 552,153,000 | 571,635,000 |
| Allowance for loan losses | 5,638,000 | 5,478,000 | 5,403,000 | 5,457,000 |
| Securities available for sale | 120,733,000 | 114,514,000 | 118,850,000 | 113,302,000 |
| Securities held to maturity | 1,604,000 | 1,615,000 | 1,918,000 | 1,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 650,493,000 | 663,303,000 | 652,160,000 | 659,834,000 |
| Interest-bearing deposits | 496,362,000 | 505,099,000 | 486,309,000 | 499,540,000 |
| Noninterest-bearing deposits | 154,131,000 | 158,204,000 | 165,850,000 | 160,294,000 |
| Equity capital | 55,926,000 | 57,485,000 | 60,151,000 | 57,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,612,000 | 13,551,000 | 20,641,000 | 27,882,000 |
| Interest expense | 763,000 | 1,533,000 | 2,319,000 | 3,134,000 |
| Net interest income | 5,849,000 | 12,018,000 | 18,322,000 | 24,748,000 |
| Noninterest income | 1,747,000 | 3,553,000 | 6,838,000 | 7,813,000 |
| Noninterest expense | 6,665,000 | 12,704,000 | 18,647,000 | 24,873,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 700,000 | 2,405,000 | 5,824,000 | 6,761,000 |
| Income tax | 217,000 | 717,000 | 1,472,000 | 3,598,000 |
| Net income | 483,000 | 1,688,000 | 4,352,000 | 3,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,771,000 | 58,993,000 | 63,210,000 | 63,174,000 |
| Total capital | 63,409,000 | 64,471,000 | 68,613,000 | 68,631,000 |
| Risk-weighted assets | 560,738,000 | 570,745,000 | 579,061,000 | 599,554,000 |