Call reports 2001
RHINEBECK BANK — 2001
What RHINEBECK BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 239,766,000 | 259,527,000 | 277,008,000 | 284,420,000 |
| Total loans | 196,598,000 | 204,915,000 | 210,679,000 | 216,399,000 |
| Allowance for loan losses | 1,972,000 | 1,894,000 | 1,994,000 | 2,115,000 |
| Securities available for sale | 12,994,000 | 15,844,000 | 17,207,000 | 20,644,000 |
| Securities held to maturity | 3,579,000 | 7,412,000 | 14,312,000 | 17,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,205,000 | 237,914,000 | 254,625,000 | 261,266,000 |
| Interest-bearing deposits | 187,909,000 | 202,043,000 | 208,327,000 | 212,865,000 |
| Noninterest-bearing deposits | 30,296,000 | 35,871,000 | 46,298,000 | 48,401,000 |
| Equity capital | 17,948,000 | 18,205,000 | 18,824,000 | 19,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,571,000 | 9,297,000 | 14,228,000 | 19,132,000 |
| Interest expense | 1,797,000 | 3,606,000 | 5,380,000 | 6,851,000 |
| Net interest income | 2,774,000 | 5,691,000 | 8,848,000 | 12,281,000 |
| Noninterest income | 422,000 | 882,000 | 1,389,000 | 1,922,000 |
| Noninterest expense | 2,374,000 | 5,269,000 | 7,873,000 | 10,629,000 |
| Provision for loan losses | 173,000 | 346,000 | 518,000 | 691,000 |
| Pretax income | 649,000 | 958,000 | 1,846,000 | 2,973,000 |
| Income tax | 330,000 | 379,000 | 716,000 | 1,133,000 |
| Net income | 319,000 | 579,000 | 1,130,000 | 1,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,784,000 | 18,094,000 | 18,658,000 | 19,408,000 |
| Total capital | 19,756,000 | 19,988,000 | 20,652,000 | 21,523,000 |
| Risk-weighted assets | 189,059,000 | 200,050,000 | 208,430,000 | 215,631,000 |